05:02 pm, ptmaddiganesq
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Down Payment Rules Are at Heart of Mortgage Debate

Many lawmakers, lenders and consumer advocates are now cautioning against rules that would require many borrowers to make large down payments.


12:37 pm, ptmaddiganesq
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Is That Legal?: Listen Up, Class: There May Be a Solution to the Student Loan Problem After All

law-news:

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Still paying for college? You’re not alone: according to the Consumer Financial Protection Bureau, consumers owe more than $1 trillion in student loan debt:

“That’s more than we owe on credit cards, more than we owe on car loans – and it’s still growing.”

Relief may be on the…


09:58 am, ptmaddiganesq
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Is That Legal?: Adverse Possession: You Snooze, You Lose (Your Home). Really?

law-news:

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A recent Florida real estate case has the media aflutter with discussion of a long-standing but relatively unknown legal doctrine called adverse possession. Unknown, that is, until some bold scamp waltzes into an abandoned home and claims it as his own, citing adverse possession. In the…


10:42 am, ptmaddiganesq
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Is That Legal?: Government Protects Consumers from Unaffordable Mortgages with "Ability-to-Repay" Rule

law-news:

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“A Qualified Mortgage must have the following attributes: (1) no negative amortization, (2) no interest-only payments, (3) no balloon payments, (4) terms cannot exceed 30 years, (5) cannot be a “No-doc” loan, (6) points and fees cannot exceed 3 percent of the total loan amount,…


11:58 am, ptmaddiganesq
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09:14 am, ptmaddiganesq
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Is That Legal?: IRS Extends Tax Deadlines for Hurricane Sandy Victims

law-news:

“The IRS has extended time to make tax payments and file returns of taxpayers in counties that have been designated as federal disaster areas qualifying for individual assistance. Affected taxpayers … would include any person whose principal residence … is located in the counties designated…


04:38 pm, ptmaddiganesq
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Is That Legal?: 3 Stories to Illustrate the Legal Implications of Technology

law-news:

Fair to say that technological innovation - the very thing to define our times - has lost some of its novelty? We think so. No longer do we marvel at the mere existence of smartphones; now, we just get pissed when one of the greatest tech innovators of this age screws up their maps app in…


03:02 pm, ptmaddiganesq
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Is That Legal?: 7 Taxes You Might Not Know You Need to Pay

law-news:

Talk of taxes dominated last night’s presidential debate between Democratic incumbent Barack Obama and Republican challenger Mitt Romney. One key talking point for both candidates: tax cuts that will put more money in the hands of middle class Americans.

But tax cuts don’t help the government…


03:14 pm, ptmaddiganesq
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Is That Legal?: Back to School with JD Supra

law-news:

Pop quiz: what do scholarships, student social media use, and competitive cheerleading have in common? Legal considerations you might have never thought about. Until now.

From lawyers and law firms on JD Supra, here’s a back-to-school reading list covering a broad range of legal issues you…


07:45 pm, ptmaddiganesq
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10:53 am, ptmaddiganesq
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Is That Legal?: 7 Ways the CFPB Wants to Make Mortgages Better for Homeowners

law-news:

The Consumer Financial Protection Bureau continues to restructure the country’s mortgage finance system as mandated by the Dodd-Frank Act.

Most recently, the agency proposed new rules under the Truth in Lending Act and the Real Estate Settlement Procedures Act which will require residential…


03:23 pm, ptmaddiganesq
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picture HD
I grew up on Cape Cod.  I love Cape Cod.  I will always swim in the waters off Cape Cod.  

I will probably be more careful in around Chatham though.  

boston:

Kayaker tailed by the shark, ‘paddled like there was no tomorrow’ 
Walter Szulc Jr. was about 50 yards off Nauset Beach when he noticed a man on a standup paddleboard pointing at something just behind him. 
(AP Photo)

I grew up on Cape Cod.  I love Cape Cod.  I will always swim in the waters off Cape Cod.  

I will probably be more careful in around Chatham though.  

boston:

Kayaker tailed by the shark, ‘paddled like there was no tomorrow’

Walter Szulc Jr. was about 50 yards off Nauset Beach when he noticed a man on a standup paddleboard pointing at something just behind him.

(AP Photo)


02:26 pm, ptmaddiganesq
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boston:

New Boston Tea Party Museum opens to a different world 
As the Boston Tea Party Ships & Museum reopens its doors to the public, it will do so as the co-owner of its iconic brand.
(DAVID L RYAN/GLOBE STAFF)

boston:

New Boston Tea Party Museum opens to a different world

As the Boston Tea Party Ships & Museum reopens its doors to the public, it will do so as the co-owner of its iconic brand.

(DAVID L RYAN/GLOBE STAFF)


11:23 am, ptmaddiganesq
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video

thatswhatdresaid:

Every Boston movie mashed into one.

don’t watch this if you haven’t seen the departed

(Source: whereismyoscar)